THANK YOU FOR VISITING the NEW ONLINE CUSTOMER FINANCING CENTER!

We’re happy you’ve selected Charter Oak Federal Credit Union for the lending needs and we’re dedicated to making your member experience an one that is easy our convenient online loan requests below!

A variety is offered by us of customer loans to generally meet your preferences. Apply Today!

  • Car: New or utilized cars. Our low prices and versatile terms assist your money get further.
  • Visa: Our Platinum Visa Cards offer big advantages like great price choices, no yearly charge, and Scorecard Rewards points.
  • Individual (unsecured): we now have funding readily available for debt consolidating, furniture, getaways along with other purposes that are personal.
  • Readi-Cash Too: This individual type of credit provides ongoing borrowing energy and satisfaction, with quick access to money anytime, anywhere.

For guaranteed loans that are personal please call our Contact Center at 860.446.8085 or 800.962.3237.

DocuSign

We currently provide DocuSign! Sign your applications into the security of your home, you should not bring the papers right into a branch. It’s fast. It’s convenient. It’s another good good reason why people Bank Better at Charter Oak!

WHAT DO I MUST GET GOING?

The Charter Oak customer Lending portal now provides you with a simple and convenient solution to use on the web for a loan!

First-Time Users:

You’ll be payday loans Cumbria directed towards the application that is loan-specific. You will see a message that directs you to create a profile by choosing a password as you begin to start your application with personal information and your valid email address. Producing you are allowed by a profile to trace the status of a software along with upload loan papers (also called stipulations).

Please be certain to correctly enter your email into the profile creation throughout the application procedure; otherwise the method may be delayed. Please be aware that student education loans are not sent applications for through the Charter Oak customer Lending portal. They may be discovered here.

Simply Simply Simply Click on your plumped for loan type below to begin with: PLEASE BE AWARE: IF YOU’VE ALREADY SENT APPLICATIONS FOR A LOAN, LOGIN BELOW.

Coming Back Users:

Many thanks for the continued rely upon us! since you have previously developed a profile, it is possible to sign right in, select the loan-specific application through the four alternatives regarding the splash page as well as your information that is personal will pre-load for your needs. Finish the remainder application and you’ll be hearing from us soon!

Click below to login to check on loan status, upload needed papers (stipulations) or submit an application for a loan that is new

WHICH ARE THE UPCOMING PROCEDURES?

Once you have submitted the application:

  • You will get a contact from Charter Oak confirming we have gotten the application.
  • When there is any information that is missing I will be in touch asking for this.
  • If you can find stipulations mounted on the application, we shall email you with this given information and just exactly just what it indicates.

What exactly are stipulations/required papers?

Stipulations are needs that really must be pleased ahead of the loan are released. Examples are:

  • Proof earnings
  • Auto Insurance Binder

Just how do I submit documents that are stipulations/required?

  • Login to user profile
  • Select Application
  • Accept loan offer
  • Include files (choose file(s) to upload)
  • Submit

Stipulations can be faxed to 860.437.2360 ATTENTION: Consumer Loan Dept.

Approved, Denied, Counter-Offer, exactly exactly exactly how can I understand?

  • We will give you a message aided by the choice on your own loan demand. If, whenever you want, you have concerns or require further clarification, please contact our Consumer Lending Department at 860.446.3304 or 800.962.3237 x3304.
  • If the application happens to be rejected, you are going to get a message with that choice and will also be mailed a Notice of Adverse Action that may give an explanation for reason(s) when it comes to choice.

HOW WILL MY LOAN BE FUNDED?

If for example the loan happens to be authorized in addition to necessary documents has been finalized as well as on file, your loan would be funded with respect to the kind. Please see below:

Car loan: Your car finance will be funded in the shape of a check made payable towards the dealership.

Visa: you shall receive your VISA bank card in 10 company times.

Private: Your loan will be funded being a deposit into your Charter Oak Account.

Readi-Cash Too: this kind of loan will simply be funded while you activate it. You might achieve this by phone, online, at an ATM or simply just by composing a check.