Fast Quid will be the worst. I received a tremendously rejection that is generic, it mention none of my problems.

Fast Quid won’t cope with any loans being more than 6years either. I became quoted the OFT lending that is irresponsible that was posted this season. Which is not provided for clients just loan providers and exactly how would i am aware even where you can look. My adjudicator wouldn’t deal with them either. I’m maybe not certain exactly what else I’m able to state. We stated the very first I could’ve reasonable understood had been back Feb whenever Wonga had written down my loan and even Aug 2014 if the FOS published their report into Payday financing. I’m maybe perhaps maybe perhaps not certain exactly what else I’m able to do any a few ideas?

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Sara (Financial Obligation Camel) says

If you will find great deal of loans which are over 6 yrs . old, you can settle your whole plaint and get for the plaint about these to visit an Ombudsman.

Many Many Thanks Sara, I’ll do this. I thought to them that We settled in 2014 that I had a CCJ on a payday loan in 2012. If I knew that We had cause to plain clearly I would personally’ve done before We settled it. It absolutely was a clear situation of the unaffordable loan it out and I had over 18 loans already as I took. The Adjudicator hasn’t e back once again to me personally yet therefore will need to wait to see just what she claims. Many Many Thanks again x

QQ have already been great with my situation. We owed slightly below 2000 since 2012 had extended my loans a times that are few. I happened to be chased as usual by DCA but I became in a IVA that they must have understood once I took away that loan. Anyway we asked when it comes to loan to be written down and after about three months had an e-mail today saying Thank you for contacting fast Quid. It really is our priority that is highest to eliminate any customer problems as quickly as possible. We now have waived the total amount of 1988.0 and loan 3561221 is deleted from your own credit history.

I happened to be pleased with this oute and I also would not also plete their questionnaire so hope thus giving aspire to other people. Sarah this website happens to be great, many thanks,

We took away 51 loans with fast fast from 2010 – 2014 We kept rolling them over spend 200 simply in interest per in some cases month. We utilized the template on this website to really make the initial enquiry, the first response didn’t also acknowledge my request verification of the many interest that I’d compensated as a whole. IMO taking that numerous loans revealed that I happened to be in certain sorts of economic trouble. These individuals are rip down merchants. At exactly just what phase should the Financial is contacted by me Ombudsman ? This web site is fantastic extremely helpful. Many Many Thanks

Are QuickQuid upping their game? I’d an answer within 5 business days with my account statements….. fired down the next page today, maybe maybe not being hopeful of a fast quality, simply thrilled to get any such thing straight straight straight back they are able to. I became just mindful these refunds had been occurring as final friday I’d a deposit during my bank from ‘Instant Cash Loans’ After cancelling my card and having in a little bit of a frenzy thinking someone had taken that loan call at my title and didnt need to get struck with stupid interest quantities i came across this website and contacted PDUK and Payday Express.

They’d delivered communication to my old target saying we had been the main reimbursement task. Over 27 loans involving the 2 for the panies they’d credit my account with 1288.00

They said it absolutely was for misselling in 2012/2013… my records only closed using them in 2015.

I’ve asked for a duplicate of this page become provided for my brand new target and i’m yet to get this.

I’ve checked my records plus the interest I paid ended up being way way way greater! i’d running loans involving the 2 panies in the time that is same constantly for 30 days terms but one loan rolled over paying 275 interest every month for 10 months as the sibling site let keep taking loans down! undoubtedly they might notice it would be to spend the other one off??

Therefore anyhow, my real question is can I claim more from PDUK/Payday Express?

We never ever acknowledged the page or seen their calculations etc but if We felt there clearly was more to be looked at could I pursue this further?

I’ve got the ball rolling with QQ now and Wonga are yet to respond, 7 days in to the 8 i’m maybe maybe not stressing I said, anything is a bonus I wasnt expecting about it as.

I’m maybe perhaps maybe not planning to lie, seeing my credit report and seeking at old bank statements has kept me personally emotionally natural. Once you spend them all down it’s such as the biggest weight lifted off your neck but once you understand exactly what place I happened to be in isnt hard to flash back again to. My moms and dads bailed me away from them and it left me personally thoroughly disgusted in myself. They made me guarantee to e in their mind if we ever required cash.

Make use of your paybacks sensibly dudes and girls.

We paid my moms and dads right straight straight back every thing they loaned me personally in a small fraction of enough time i could back have paid these nevertheless now i’m likely to treat them to any occasion aided by the interest they virtually paid.

Many thanks ahead of time for just about any advice

Sara (Financial Obligation Camel) says

QQ have been one of many better loan providers about providing a listing of loans. You’ll probably find payday British / Express much harder!

Yes you are able to claim right right right back more from Payday British / Express. The refunds had been for several limied reasons, your other loans may well have already been unaffordable. think about it as having had a little bit of your affordability claim fond of you ahead of time,

This site has assisted me therefore much – many thanks. We wasn’t also conscious i really could submit an application for pensation. I had removed 43 loans during 2009-2014 and also at enough time really was struggling to settle them being a solitary parent. We sent QQ a contact yesterday night and received a reply by 9.30am. We have since responded in to the questionnaire saying I will provide if necessary that I do not have this info (from advice on this site) and stated. I’m now waiting for their reaction. We will help keep you all informed.

I needed to upgrade individuals about QQ who possess agreed to waiver my stability of slightly below 2000 without my supplying a dysfunction of my ine etc at that time. I did have proof that revealed they ignored my payment problems and and rolled over my loans a true number of that time period. They say it takes away my rights to take it further by making a claim if I acept this offer. Any advice valued. I became in a IVA at that time. Wageday advance have answered right straight straight back refusing to uphold my plaint made against them for the financial obligation now at 495 being managed by MMF. We have responded saying We will go on it to your FOS. Anyone had transactions with WAGEDAY ADVANCE? This website is fantastic many thanks Sarah.

Sara (Financial Obligation Camel) says

QQ – the balance that is current ended up being this for starters loan? what size had been this loan? whenever you understand that you can view obviously just how much of these offer to waive 2k is clearly simply eliminating interest and just how much is refunding you interest from past loans. Perhaps you have added up how much interest you paid from the past loans that have been paid back in complete?